What defenses are available to me in a collection defense law case?

In West Virginia, you may be able to raise a number of defenses in a collection defense law case. These defenses include improper service, statute of limitations, dispute of the debt, and unfair collection practices. Improper service occurs when the plaintiff fails to provide you with proper notice of the lawsuit or other legal documents. To raise this defense, you must show that you did not receive adequate notice. The statute of limitations defense applies when the plaintiff files a claim after the statute of limitations has expired. The statute of limitations is the maximum amount of time allotted by the state for a person to file a lawsuit. If the plaintiff files a suit after the time limit has passed, you may be able to use this defense to have the case dismissed. If you dispute the debt, you may be able to argue that you do not owe the debt or that the amount being claimed is inaccurate. You may be able to obtain documents to support your claim or provide evidence that the debt is not yours. The Fair Debt Collection Practices Act (FDCPA) outlines unfair collection practices such as harassment, false statements, and coercive collection tactics. If you can demonstrate that the debt collector engaged in any of these prohibited activities, you may be able to successfully defend yourself against the lawsuit. These are just some of the defenses that may be available to you in a collection defense law case in West Virginia. It is important to research the applicable laws to determine what defenses may be available to you. Additionally, you should consult an attorney if you have any questions or need legal advice.

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What defenses are available to me in a collection defense law case?

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