What can I do if a collector is harassing me?

If you believe that a debt collector is harassing you in any way, there are a few steps you can take to protect yourself. First, you should read up on Delaware’s Collection Defense Law. This law outlines what is considered harassment and what actions debt collectors are not allowed to take. Knowing your rights under this law can help you identify and protect yourself from harassment. If you have experienced any form of harassment from a debt collector in Delaware, you can report it to the Delaware Department of Justice or the Federal Trade Commission (FTC). You can file a complaint online or over the phone. When you make the complaint, make sure to provide as much detail as possible. This information will help the FTC investigate and, if necessary, take action against the debt collector. It is also important to contact an attorney for legal advice. An attorney can review your situation and advise you on what steps to take next. They can also help you draft a cease and desist letter to the debt collector, informing them that they are not allowed to contact you anymore. No one should have to face harassment from a debt collector. If you think that you have been harassed in any way, you have rights and there are steps you can take to protect yourself. Make sure to educate yourself on Delaware’s Collection Defense Law, file a complaint, and reach out to an attorney for further advice.

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What can I do if a collector is harassing me?

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