What can I do if a collector is harassing me?

If you are being harassed by a debt collector in South Dakota, there are a few things you can do. One option is to contact the Collector and let them know their behavior is unacceptable. Explain that you are aware of your rights and are not willing to tolerate their harassment. Under Collection Defense Law, debt collectors must stop any harassing practices that are against the law. If they continue, you can file a complaint with the South Dakota Office of Consumer Protection or the Federal Trade Commission. This will allow them to investigate and take action against the debt collector if they find that their practices are in violation of the law. You can also consider hiring an attorney to represent you and take legal action. An attorney can help you understand your rights and the process for filing a lawsuit, which may be necessary if the debt collector continues to harass you. Finally, if you feel like the Collector’s actions are putting you in danger, contact your local police department and file a report. These are just some of the steps you can take if you are being harassed by a collector in South Dakota. It’s important to remember that you have rights and that the debt collector cannot continue to harass you. Seek help if you feel unsafe or uncomfortable.

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