What kind of remedies are available for violations of collection defense law?

In California, there are several remedies available for violations of collection defense law. These remedies are designed to help those experiencing debt collection harassment. The first remedy is money damages. This means that the debtor may be entitled to receive money if they can show damages related to the violation, such as additional fees. This damage award can be used to pay back the creditor or debt collector. The second remedy is an injunction. An injunction is an order from a court that requires the debt collector to stop any activities related to the debt collection, such as stopping the collection calls or letters. The third remedy is an order to cease and desist. This is a court order that stops the debt collector from further communications with the debtor. A fourth remedy is the ability to sue for the violation of collection defense law. This means that the debtor can sue the debt collector or creditor for damages if they prove that the collector or creditor violated the law. Finally, the debtor also has the right to complain to the California Attorney General’s office if they feel that their rights were violated. The Attorney General’s office can investigate the complaint and take appropriate legal action if needed. Overall, California provides several remedies for violations of collection defense law. These remedies are meant to help the debtor recover damages, stop the debt collection activity, and protect their rights.

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