What kind of remedies are available for violations of collection defense law?

In South Carolina, collection defense law provides remedies for violations of the law. Generally speaking, a consumer who has been wrongfully pursued by a debt collector can make a claim against the debt collector for damages. This may include obtaining a refund for collection charges, such as late fees, or damages related to the stress and humiliation of being pursued for an amount that is not owed. Another remedy available under collection defense law is the ability to file a lawsuit against a debt collector for up to $500. This includes claims for damages due to the harassment, bad faith, or illegal actions of the debt collector. Additionally, courts may require the debt collector to pay for the consumer’s court costs and attorney fees. Finally, consumers may be able to request that the debt collector stop contacting them, called a cease and desist letter. This will stop all contact from the debt collector, including letters, emails, telephone calls, and other forms of communication. These remedies are all available to consumers under South Carolina’s collection defense law, providing a valuable layer of protection for those who have been wrongfully pursued by debt collectors.

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What kind of remedies are available for violations of collection defense law?

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