What can I do if a debt collector is making false statements?
If a debt collector is making false statements to you as a consumer, you have certain rights in North Carolina. These rights are part of the North Carolina Collection Defense Act of 2009, which outlines consumer protections when it comes to debt collection. First, you should record any false statements the collector has made to you, as well as any contact information for the collector, if possible. Make sure to document the date and time of any interaction with the collector. Second, you can report the false statements to the North Carolina Department of Justice and the Federal Trade Commission. This can be done through the Consumer Protection Division of the North Carolina Department of Justice or by filing a complaint with the FTC. Third, you should contact a consumer law attorney for legal advice about potential options. They can help you understand your rights and the laws pertaining to debt collection. Finally, if you have the financial ability to do so, you can sue the debt collector for the false statements they made to you. There are various types of damages that you can collect from a debt collector who has broken the law. No matter what, it is important to remember that you are not alone in this situation. Consumer protection laws are in place to protect individuals from debt collectors who break the law. If you believe that a debt collector is making false statements to you, it is important to take action.
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