What can I do if a debt collector is misrepresenting themselves?

If a debt collector is misrepresenting themselves in South Dakota, you should first contact the debt collector and explain the situation. Make sure to include facts that prove they are misrepresenting themselves. If the debt collector continues to misrepresent themselves, you may be able to file a complaint with the South Dakota Division of Banking. This department deals with improper debt collection practices and can help protect consumers from unlawful debt collection activities. You can also contact an attorney and pursue legal action. In South Dakota, the Collection Defense Law makes it illegal for a debt collector to make false statements or use unfair or deceptive tactics. Therefore, you may be able to seek compensation from the debt collector if they are found to be in violation of the Collection Defense Law. Finally, you may also file a complaint with the Consumer Financial Protection Bureau. The CFPB is a federal agency that can investigate consumer complaints regarding debt collection practices. The best way to protect yourself from debt collectors misrepresenting themselves is to take action right away and contact the appropriate parties. By doing so, you may be able to get the justice you deserve.

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What can I do if a debt collector is misrepresenting themselves?

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