What happens if a debt collector has filed a lawsuit against me?
If a debt collector has filed a lawsuit against you in Washington, it is important to take immediate action. You should contact a lawyer who specializes in collection defense law, as soon as possible. When a debt collector sues you, they must provide evidence to the court that they have the right to collect the debt from you. If the debt collector cannot provide sufficient evidence, the court will dismiss the lawsuit. If the debt collector does provide sufficient evidence, and the court agrees with them, you might have to make payments to them. The court may also order you to attend a hearing to answer the debt collector’s claims. You may also be able to file a legal response to the lawsuit, such as a Motion to Dismiss or a Motion for Summary Judgment. These motions can help you defend yourself in court, so it is important to talk to a lawyer before responding to the lawsuit. In some cases, the court may order the debt collector to stop their collection efforts while the case is being litigated. This can buy you some time to try and settle the debt with the debt collector. It is important to take action when you are sued by a debt collector. A lawyer can help you understand your rights and determine the best way to defend yourself in court.
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