What should I do if I receive a judgment against me?

If you receive a judgment against you in California, it is important to take active steps to address the situation. Depending on the details of the judgment, you may have the right to dispute it in court or attempt to negotiate a payment agreement with the other party. If you wish to dispute the judgment, you must file a written response within 30 days from when you received the notice of the judgment. You should consult with a lawyer to make sure your response meets all the legal requirements. If you do not dispute the judgment and do not take other action within the 30-day period, the judgment will stand as entered. The other party may then take steps to collect the debt. This may take the form of wage garnishments, bank levies, or putting liens on your property. If you are unable to dispute the judgment and cannot pay the debt in full, you may be able to make a payment plan or settlement with the other party. However, it’s important to understand that the other party is not obligated to accept any payment plan or settlement agreement that you offer. In any case, it is important to take action quickly when you receive a judgment against you. Contacting an attorney to discuss your legal options can be a wise decision.

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