What should I do if I receive a judgment against me?

If you are served with a judgment against you in the State of Delaware, it is important to act quickly. The court may take steps to enforce the judgment as soon as it is entered. The first step you should take is to contact the creditor to see if you can reach an agreement to pay off or discharge the debt. If the creditor is willing to do this, you should get the agreement in writing and submit it to the court. The judge may agree to discharge the debt if the creditor gives their consent. If an agreement cannot be reached or if the creditor does not agree to the terms, you have other options. First, you can file a motion to vacate the judgment if the court made a legal error in entering the judgment. This must be done within a certain time period and you may want to contact an attorney for assistance. Additionally, you may be able to file for bankruptcy. This option allows you to discharge certain types of debts after completing a court-approved program. However, not all debts are dischargeable so it is important to talk to an attorney about your situation to determine if bankruptcy is the right option. Finally, it is important to remember that you can be held responsible for a judgment against you, including wage garnishment, money seizure, or property liens. Therefore, it is important to take action as soon as possible.

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What should I do if I receive a judgment against me?

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