What type of debt is not subject to collection?

In Alaska, collection defense law states that certain types of debt may not be subject to collection. These include debts related to child support payments, debts that are more than 10 years old, debts discharged in bankruptcy, and debts that have already been paid in full. Additionally, debts incurred as a result of fraud, misrepresentation, or contracts obtained through duress are not subject to collection. If the consumer disputes the debt, either through the Alaska Department of Law Consumer Protection Unit or through a consumer protection attorney, the debt collector may not be able to collect the debt. Finally, certain types of debt, such as student loans, are not dischargeable through bankruptcy, so they are not subject to collection, either. In summary, various types of debt are not subject to collection in Alaska, including debts related to child support, old debts, paid-in-full debts, fraudulent debts, disputed debts, and certain types of non-dischargeable loans.

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