What type of debt is not subject to collection?

In Washington, collection defense law states that certain types of debt are not subject to collection. Generally, any debt that is incurred due to fraud or is the result of a criminal activity is not subject to collection. Additionally, debt incurred from gambling or from a court-ordered debt such as alimony or child support is also not subject to collection. Other types of debt that cannot be collected in Washington include debts that are discharged in bankruptcy and debts which are beyond the statute of limitations. The statute of limitations for most consumer debts in Washington is six years, so any debts that are older than that cannot be collected. Finally, debts that are the responsibility of another party, such as those incurred by a co-signer, cannot be collected from the original debtor in Washington. This can include certain student loans, credit cards, and other types of debt in which another person was legally obligated to pay. In Washington, collection defense law protects consumers from collection of certain types of debt, such as debts incurred due to fraud, gambling debts, debts discharged in bankruptcy, and debt that is beyond the statute of limitations. Additionally, debt that is the responsibility of another party cannot be collected from the original debtor.

Related FAQs

What happens if I ignore a letter from a debt collector?
How do I prepare for a collection defense hearing?
What are the elements of a collection defense law claim?
How do I dispute a debt in writing?
How do I know if I need a collection defense lawyer?
What can a debt collector do if I file for bankruptcy?
Can I sue for damages if I have been the victim of deceptive collection practices?
Can I recover attorney’s fees if I win a collection defense lawsuit?
Can a debt collector use deceptive practices to collect a debt?
What type of damages can I recover for a collection defense lawsuit?

What type of debt is not subject to collection?

Related FAQs

Related Blog Posts