What types of evidence should I provide in a collection defense case?

When defending a collection case in New York, it is important to have evidence to support your claim. The types of evidence you should provide in a collection defense case should include documentation that disputes the claims made by the collection agency. This could be a copy of an agreement signed between you and the creditor indicating that the debt was paid, a picture or video of any goods purchased but not received, and any statements from witnesses that can attest to your financial situation at the time the debt was incurred. Additionally, you should also provide evidence that the collection agency is not properly licensed with the Department of Financial Services in New York. This is necessary to make sure that they are adhering to all relevant laws and regulations when seeking to collect on the debt. Finally, you should provide evidence that the amount of the debt is inaccurate or does not reflect what you actually owe. This could include a statement from a financial institution indicating that you paid a different amount than the collection agency is trying to collect. Additionally, you should also provide evidence that any fees associated with the debt are excessive and not in line with state and federal regulations. Overall, it is important to provide as much evidence as possible when defending a collection case in New York. By doing so, you can strengthen your case and increase your chances of having the debt forgiven or successfully defending yourself.

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What types of evidence should I provide in a collection defense case?

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