What types of evidence should I provide in a collection defense case?

In a collection defense case, the types of evidence you can provide will depend on the specifics of your case. However, generally speaking, it is important to provide evidence of the debt you are trying to dispute. This can include original documentation from the creditor showing the debt amount, payment history, and any other relevant information. Additionally, you should provide any documentation you have showing that you attempted to dispute the debt with the creditor or debt collector, such as letters or emails. It is also important to provide evidence of any defenses raised for your case. For example, if you are denying the debt because it is outside of the statute of limitations in Washington, you should provide evidence of when the debt was first incurred and when the statute of limitations expires in your state. You should also provide any evidence that you paid the debt off or partially paid it off. Finally, it is important to provide evidence that shows the debt collector’s attempts to collect the debt were unreasonable or unlawful. This can include evidence of threats or harassment, as well as evidence that they failed to provide you with all of the required information concerning the debt, such as the name of the original creditor and the amount they assert you owe. Providing the right evidence can be essential to your collection defense case. It is important to have an experienced attorney review all the evidence to make sure it meets the necessary requirements and helps prove your case.

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