What types of evidence should I provide in a collection defense case?

When trying to defend a collection case in West Virginia, it is important to provide evidence to back up your claim. There are a few types of evidence that can be used in a collection defense case. The first type of evidence is documentary evidence. This can include bank statements, loan applications, and other legal documents that are related to the debt. These documents can be used to prove that the debt is not yours, that you paid it off, or that there were errors in the paperwork. The second type of evidence is testimonial evidence. This is when someone testifies in court about the debt and the circumstances surrounding it. This could include the creditor, a witness to the signing of a contract, or an expert witness. The third type of evidence is circumstantial evidence. This can include emails, text conversations, or other correspondence that proves that the debt was not yours or was paid off. It can also be used to show that the creditor failed to follow proper procedures or that there were errors in the paperwork. The fourth type of evidence is demonstrative evidence. This is when something is physically presented in court to show the relationship between the debt and the defense. This could include photographs, diagrams, and charts. Providing evidence is one of the best ways to defend a collection case in West Virginia. Make sure to provide as much of the above evidence as possible to prove that the debt is not yours or that it has already been paid off.

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What types of evidence should I provide in a collection defense case?

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