How do I prepare for a collection defense hearing?

Preparing for a collection defense hearing in New York requires careful planning. First, gather and review all of the documents related to the debt in question. This includes the original contract, any documents that show payments were made, and the collection agency’s documents. It is important to make sure all documents are up to date and accurate. Second, review all of the laws and statutes related to collection defense in New York. Make sure to understand the basic principles and requirements. Knowing the laws makes it easier to defend yourself in court. Third, gather evidence to support your case. This includes any documentation that shows the debt was paid in full or that the original contract was unfair. It also includes any evidence of harassment by the collection agency. Fourth, contact a qualified attorney to help you prepare for the hearing. An experienced attorney can provide valuable advice on how to present your case and provide any additional legal information that may be relevant. Finally, take the time to practice your presentation. This includes making sure you have all the documents and evidence ready and explaining your case clearly. It is important to remember that the hearing is about facts, not emotion. By being prepared and organized, you will be able to present your case in the most effective way.

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