Can a debt collector obtain a judgment against me without my knowledge?

In New York, a debt collector can obtain a judgment against you without your knowledge in certain situations. This is known as a default judgment. A default judgment is when a debt collector takes legal action against you because you failed to respond to the lawsuit. If you receive a letter informing you of a lawsuit, it is important to take the necessary steps to respond within the stated time frame. If you do not respond to the lawsuit within the required time, the debt collector may ask the court for a default judgment. In this case, the court may grant the debt collector the right to seize your wages, bank accounts, and other assets, to pay off the debt. If you are in danger of receiving a default judgment, it is important to contact a lawyer as soon as possible. An attorney can help you file an answer to the lawsuit and represent your interests in court if necessary. Additionally, you may be able to dispute the debt if it is outside the statute of limitations, or if there is an incorrect amount listed in the lawsuit. If this is the case, you will need to present proof of your dispute to the court. Ultimately, a debt collector can obtain a judgment against you in New York without your knowledge. Therefore, it is important to stay aware of any legal notices you receive and take the necessary steps to protect yourself.

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Can a debt collector obtain a judgment against me without my knowledge?

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