What kind of proof do I need to file a collection defense lawsuit?

In order to file a collection defense lawsuit in Maryland, you will need to provide proof that the debt collector is attempting to collect a debt that is not owed by you. This could include documents such as bills, invoices, emails, or telephone records. To prove any of these documents, you should make sure that they are signed and dated, and that all information is accurate. If the debt collector has broken any state laws, then you must have proof of this as well. This could include proof that the debt collector called you more than once during a given day, or sent misleading letters or emails. You will also need to provide proof that the debt collector has violated the Fair Debt Collection Practices Act (FDCPA). This may include proof that the debt collector has made harassing phone calls, sent letters that contain false or misleading information, or otherwise attempted to collect a debt that is not yours. Finally, you should provide evidence that the debt collector has not attempted to resolve the dispute with you in a timely manner. This could include documents such as correspondence or proof that the debt collector has not made an effort to work with you to resolve the dispute. Collecting all of this documentation is an important step in filing a collection defense lawsuit in Maryland. If you can provide sufficient proof that the debt collector has violated the law or attempted to collect a debt that is not yours, then you may be able to seek legal action.

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