How can I stop a debt collector from calling me?

In Maryland, there are several ways to stop a debt collector from calling you. One of the most effective ways is to tell the debt collector that you are not interested in resolving the debt and to request that they stop calling. You can do this in writing or on the phone. It is important to make sure you have evidence of your request. You can get a copy of the original request with a date and time stamp from the debt collector, or record the conversation using a recording device. In addition, make sure to keep the original request and a copy of the recording you made. You should also know that debt collection practices are regulated by the Fair Debt Collection Practices Act (FDCPA). If the debt collector is in violation of any aspect of the law, then you may be able to take legal action. Finally, if you feel that the debt is not yours or the amount is not correct, then you should dispute the debt and request additional information from the collector to verify the debt or the amount. This information should include where the debt originated, when it was opened, and any other details related to the debt. In summary, in Maryland, there are a few ways to stop a debt collector from calling. It is important to make sure you have evidence of your request, such as a recorded conversation or a copy of the original request with a date and time stamp. You should also be aware of the FDCPA and consider legal action if the debt collector violates any aspect of the law. Lastly, if you feel that the debt is not yours or the amount is not correct, you should dispute the debt.

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