How can I stop a debt collector from calling me?

If you are being called by a debt collector in New Hampshire, you can stop them from calling you by sending a letter to the collector stating that you no longer want to be contacted. This is called a cease and desist letter. When you send the letter, you must provide proof of identification such as your name, address, the date you sent the letter, and the account number of your debt. You should also provide proof that you are the person responsible for the debt. Once the collector receives the cease and desist letter, they must stop calling you unless they need to contact you in order to work out an alternate payment plan. They will not be allowed to call you anymore for the debt unless they take you to court. In general, debt collectors must follow the law under the Fair Debt Collection Practices Act. This law states that they cannot call before 8 am or after 9 pm, and they cannot use abusive language or harass you about the debt. They also cannot contact other people about your debt or try to collect more than you owe. If you feel that a debt collector has not followed the law, you can file a complaint with the New Hampshire Department of Justice. The Department of Justice will investigate and can take legal action against the collector if they find that they have violated the law.

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How can I stop a debt collector from calling me?

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