What should I do if my wages are being garnished?

If your wages are being garnished in Washington, you have certain rights under the collection defense law. This law is in place to protect you from unfair debt collection practices and to ensure that debt collectors do not take more money from you than the law allows. First, you should contact the creditor and ask them to stop the garnishment. If they continue, you may be able to dispute the debt. You can either do this yourself or you can hire an attorney to help you. You may also be able to file for bankruptcy to help protect you from wage garnishment. Bankruptcy can help you keep your wages from being garnished as well as discharge all or part of your debt. It is also important to know your rights under the collection defense law. For example, debt collectors cannot call you after 9 p.m., contact you at work, or contact you multiple times a day. If you think the debt collector is taking more money than they are allowed, or if you think they are not following the collection defense law, you may be able to file a complaint with the state or federal Consumer Financial Protection Bureau. No matter your situation, it is important to take action to protect your rights and to make sure that your wages are not being taken unfairly. Contact a legal professional to learn more and get the help you need to resolve the situation.

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What should I do if my wages are being garnished?

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