What happens if a debt collector violates my rights?

If a debt collector violates your rights in North Carolina, you may be able to take legal action against the debt collector. This means that you can sue the debt collector in court, and if you win, you may be able to receive compensation for any damages suffered as a result of the violation. The North Carolina Collection Defense Law (NCCDL) provides you with numerous rights to protect you from unfair debt collection practices. The law gives you the right to dispute a debt and require proof that you owe it, the right to request that the debt collector stop harassing you, and the right to receive written notice from the debt collector before or at the time of any lawsuit against you. If a debt collector violates any of these rights, they can be subject to a number of penalties, including the payment of damages, a civil penalty, court costs and attorney’s fees. If a debt collector is found to have knowingly or willfully violated your rights, they can even face criminal charges. You should always keep in mind that debt collectors are subject to the law and must abide by certain rules and regulations. If a debt collector is in violation of the law, do not hesitate to take action. You can seek legal advice to better understand your rights and find out how to protect yourself from unfair debt collection practices.

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What happens if a debt collector violates my rights?

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