What is consumer fraud law?

Consumer fraud law is legislation that helps protect consumers from deceptive business practices. This law applies to almost any business transaction and can involve everything from advertising to loan agreements. In the state of Washington, consumer fraud is regulated by the Consumer Protection Act. This act prohibits false, deceptive, or misleading acts or practices in the sale of goods or services. This legislation also requires businesses to provide clear, accurate information about their products and services and prohibits them from making false or unsubstantiated claims. In Washington, consumer fraud law also covers debt collection practices and credit reporting. Debtors who find that collectors are using false information or have committed other illegal tactics are protected by consumer fraud laws. Furthermore, consumer fraud law can protect people whose credit reports contain incorrect or outdated information. Finally, consumer fraud law also covers instances of identity theft. This law makes it illegal for people to use a consumer’s personal information, such as credit card numbers, social security numbers, or bank account numbers without permission. Anyone who has been the victim of consumer fraud or identity theft can pursue legal action with the assistance of a consumer law attorney.

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