What common consumer fraud schemes should I be aware of?
Consumer fraud schemes can be difficult to recognize, but it is important to be aware of them in order to protect yourself. In Hawaii, some of the most common consumer fraud schemes include deceptive advertising, false billing, identity theft, bait and switch tactics, and telephone scams. Deceptive advertising involves making false or unsupported claims about a product or service in order to convince people to buy it. False billing scams involve sending bills for services or merchandise that have not been received. Identity theft involves stealing someone’s personal information to open up credit cards or bank accounts in someone else’s name. Bait and switch tactics involve advertising a product or service at a low price and then pressuring customers to purchase a more expensive alternative. Telephone scams involve scammers calling potential victims and asking for personal information or money. It is important to be aware of these common consumer fraud schemes in order to protect yourself from becoming a victim. If you believe you have been a victim of consumer fraud, you should report it to the police or contact the Consumer Protection Branch of the Hawaii Department of Commerce and Consumer Affairs.
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