What is the difference between consumer fraud and identity theft?

Consumer fraud and identity theft are two distinct types of crime, although they are often grouped together as related offenses. Consumer fraud occurs when someone intentionally misrepresents or lies about a product or service to make money. Examples of consumer fraud include false advertising, deceptive pricing, misleading warranties, and telemarketing scams. Identity theft is when someone steals another person’s identity information and uses it to commit fraud or other crimes, such as financial fraud or criminal activities. Identity theft is a type of financial theft that usually involves stealing another person’s personal information, such as their Social Security number or credit card information, and using it to open up credit accounts or take out loans in their name. In Delaware, consumer fraud is a crime punishable by up to five years in prison and a $10,000 fine. Identity theft is also punished under Delaware law, with harsher penalties if the crime involves large amounts of money or if the identity theft is part of a larger criminal enterprise. The penalties for identity theft range from a misdemeanor punishable by up to a year in jail to a felony punishable by up to 15 years in prison and a $5,000 fine.

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