What is insurance fraud?
Insurance fraud is when someone intentionally misrepresents themselves or a situation to an insurance company in order to receive money or other benefits that they would not otherwise be entitled to. In New York, insurance fraud is considered a serious crime and can result in jail time or a large financial penalty. Examples of insurance fraud can include filing a false claim, exaggerating a claim, or providing false information in order to get a lower premium rate or amount of benefit. Insurance fraud can also include providing false or misleading information to an insurance company in order to get coverage for a pre-existing condition or to obtain coverage for services that are not covered under a policy. Insurance fraud can also include a person claiming benefits for a service that was never performed. All of these types of insurance fraud are considered criminal acts in New York and can be prosecuted in state or federal court.
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