What consumer protection laws are available at the federal level?

At the federal level, there are many consumer protection laws in place to help protect consumers from fraud and other deceptive practices. The Federal Trade Commission (FTC) enforces many of these laws. These include the Truth in Advertising Act, which prohibits companies from making false or misleading claims about their products or services. The Fair Credit Billing Act protects consumers from being charged for goods or services they didn’t authorize. The Fair Debt Collection Practices Act ensures consumers are not harassed by debt collectors. The Fair Credit Reporting Act (FCRA) allows consumers to view their credit report annually and dispute any inaccuracies. In addition, the Equal Credit Opportunity Act prohibits lenders from discriminating based on race, color, religion, national origin, sex, marital status, age, or income level. The Telephone Consumer Protection Act (TCPA) helps limit telemarketing calls and text messages. The USA PATRIOT Act also offers consumer protection by making it harder for criminals to use stolen financial information to commit fraud. Finally, the Electronic Fund Transfer Act protects consumers from errors or unauthorized transactions in their electronic banking accounts. Overall, the federal government has a wide range of consumer protection laws in place to help ensure people are protected from fraud and other deceptive practices. These laws help to ensure that consumer rights are respected and that consumers are empowered to make informed decisions about their finances.

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What consumer protection laws are available at the federal level?

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