What is the process for filing a complaint against a debt collector?

In California, filing a complaint against a debt collector is a process that involves first making sure a violation of the Consumer Fraud Law has occurred. If it has, then the next step is to file a complaint with the Department of Justice Bureau of Collection Agencies. The Bureau of Collection Agencies is the agency responsible for regulating and enforcing the Consumer Fraud Law. To file a complaint, you will need to fill out the complaint form available on the Department of Justice’s website. This form can be filled out and submitted electronically. When completing the form, be sure to include as much detail as possible. This includes any relevant dates, what happened, and all other information that helps explain the situation. You may also include copies of any documents or communications you have from the debt collector. Once the complaint is filed, it will be reviewed by the Bureau of Collection Agencies. They may investigate the matter further, or refer it to the Attorney General for further action. Depending on the outcome of the investigation, the bureau may take disciplinary action against the debt collector. If you are a victim of consumer fraud or illegal debt collection activities in California, it is important to take action right away. Filing a complaint with the Department of Justice is the first step in getting the justice that you deserve.

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