What is the statute of limitations for filing a complaint against a debt collector?

In Delaware, the statute of limitations for filing a complaint against a debt collector is six years. This is the period of time after the date of the violation that an individual has to make a complaint against a debt collector. After this period has expired, the consumer cannot pursue civil court action against the debt collector. The Delaware Consumer Fraud Act allows consumers to pursue legal action against debt collectors who have violated the law. Under this act, debt collectors must be truthful in the information they provide to consumers regarding debts and cannot threaten consumers or take any “unfair” practice while attempting to collect a debt. The Delaware Courts and Tribunals website provides a guide on filing a complaint against a debt collector that outlines the process. If an individual wishes to pursue a civil court case, the individual must file a complaint with the Superior Court. The complaint must include the creditor or debt collector’s name, a description of the alleged violation, and the amount of money the consumer claims was wrongfully obtained. The court will then make a determination as to whether the case has merit and pursue it accordingly. In summary, the statute of limitations for filing a complaint against a debt collector in Delaware is six years. If a consumer suspects that a debt collector has violated the Delaware Consumer Fraud Act, the consumer should take action quickly before the six-year period expires.

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What is the statute of limitations for filing a complaint against a debt collector?

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