What is the statute of limitations for filing a complaint against a debt collector?

In Hawaii, the statute of limitations for filing a complaint against a debt collector is six years. This means that if you believe that a debt collector has violated the Consumer Fraud Law, you must file a complaint within six years from the date of the violation. The Consumer Fraud Law protects consumers from unfair and deceptive business practices and is enforced by the State of Hawaii’s Consumer Protection Division. Some examples of practices prohibited by the law are offering false or deceptive warranties, selling goods that do not meet quality standards, or bait-and-switch advertising. If a debt collector violates the Consumer Fraud Law in Hawaii, you have up to six years to file a complaint. After filing, the Consumer Protection Division will review your complaint and may pursue legal action against the debt collector if it determines that the Consumer Fraud Law has been violated. It is important to note that the statute of limitations does not apply to debts that have been discharged bankruptcy or settled between the consumer and creditor. In these cases, other state laws may apply and must be considered when filing any claims.

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What is the statute of limitations for filing a complaint against a debt collector?

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