What is a judgment lien in civil law?

A judgment lien in civil law is a legal claim that is made by a court against a person’s property as a result of a judgment. In California, a judgment lien is secured by a court after a court determines that a defendant owes money to a plaintiff. Once a judgment lien is in place, the defendant’s property, such as their real estate, vehicles, and other items of value, can be seized in order to pay off the debt. A judgment lien is a powerful and effective tool for debt collection because it gives creditors a way to force debtors to pay their debt. It also serves as a reminder to the defendant that they must pay their debt or face potential enforcement actions. Judgment liens remain valid for 10 years in California, and may be renewed after that if the debt is still unpaid. It is important to note that a judgment lien is different from a lien that is secured by a bank or loan company. A judgment lien gives a court the authority to take certain properties in order to pay a judgment. Banks or loan companies cannot use their lien to seize a debtor’s property. Judgment liens can also be set aside if the debtor can prove that the debt should not be collected or that the judgment was improper.

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What is a judgment lien in civil law?

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