What is a hardship in civil law?

In Maryland civil law, a hardship is a situation in which someone has difficulty meeting their obligations because of some kind of unexpected or unforeseen set of circumstances. These circumstances can be anything from a sudden medical emergency to a job loss or other unexpected event. Hardship is typically used in civil law when it comes to paying debts. In Maryland, if a debtor is facing a hardship, they can potentially seek relief from their creditors by filing a petition for a waiver or a repayment plan. The courts may consider a variety of factors in determining if a petition is approved, such as the debtor’s previous payment history, reasons for the hardship, and the overall financial impact to the creditor. In some cases, a court may order a creditor to accept a repayment plan or even reduce the amount owed altogether. If approved, this can provide much needed relief to the debtor who is facing a financial hardship, allowing them to make smaller payments over a longer period of time, without the risk of a lawsuit or other legal action from the creditor. Hardships in civil law can also be used in other situations, such as when someone is unable to comply with a legal agreement due to circumstances beyond their control. In these cases, a court may be willing to grant an exception or modify their agreement, allowing them to still fulfill their obligations.

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What is a hardship in civil law?

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