What type of insurance do construction sites need?

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Who can be responsible for damages in a construction accident case?
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Should I talk to the insurance company after a construction accident?
Are all employers required to have workers’ compensation insurance for construction accidents?
What if the other party refuses to provide me with a settlement in a construction accident case?
Can I file a claim if the construction accident was preventable but the property owner was negligent?
What types of damages can I recover in a construction accident case?
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