What type of insurance do construction sites need?

In California, construction sites are required to meet certain insurance standards in order to operate legally. The type of insurance needed depends on the size of the project and the type of work being done. For smaller projects, general liability insurance is typically required to cover any property damage and bodily injury claims. This type of insurance also covers any legal costs if an employee or contractor is injured or sued due to the work on the site. For larger projects, property insurance is typically needed to provide financial protection for the project materials, tools and equipment. In some cases, this type of insurance can provide additional coverage for things like loss of income due to project delays. In addition to general liability and property insurance, workers’ compensation insurance is also required for construction sites in California. This type of insurance provides coverage for medical expenses and lost wages if an employee is injured while on the job. It also covers legal fees in case of a lawsuit. Finally, construction sites in California may need additional insurance depending on the type of work being done. For example, if hazardous materials are being handled, the site may need additional insurance to cover any possible damage or contamination. Likewise, if the site involves excavation or demolition, the contractor may need to obtain special insurance to cover any possible damage to the surrounding environment.

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What type of insurance do construction sites need?

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