What should I do if the employer does not have the proper insurance in place for a construction accident?

If an employer does not have the proper insurance in place for a construction accident in New York, it is important to take swift action. The first step when facing a construction accident is to seek medical attention. A doctor can assess the injury, provide treatment, and document the condition of the injury for legal purposes. Following this, workers should report the injury to their employer. If the employer does not have the proper insurance in place for construction accidents, the worker should contact the New York State Workers’ Compensation Board. This organization is charged with providing benefits to injured workers when their employers fail to do so. The Board can help workers by assisting them with filing claims, providing medical care, and covering lost wages due to the accident. If the Board determines that the employer does not have workers’ compensation insurance, the worker can file a civil lawsuit against their employer. This lawsuit is separate from the board’s procedures and can be used to seek compensation for pain and suffering, as well as medical bills. It is important for injured workers to be aware of their rights, even when the employer does not have the proper insurance in place for a construction accident. Taking action quickly and understanding the legal process can help ensure that workers get the compensation and justice they deserve.

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What should I do if the employer does not have the proper insurance in place for a construction accident?

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