What should I do if the employer does not have the proper insurance in place for a construction accident?

If your employer does not have the proper insurance in place for a construction accident, it is important that you take steps to protect yourself. In the state of North Carolina, employers must carry workers’ compensation insurance to cover any medical expenses and wages lost due to a workplace injury. If your employer does not have this insurance, you may not be able to get the coverage you need. If you are injured in a construction accident and your employer does not have the proper insurance, you should contact a personal injury lawyer. A lawyer can help you explore your legal options and determine if there is any other way to obtain compensation for your losses. You may be able to pursue a personal injury claim against your employer or any other party who may be responsible for the accident. Additionally, you may be able to pursue a claim against a state or government-sponsored program. For example, North Carolina has a state program that compensates construction workers for some types of accidents, even if the employer does not have workers’ compensation insurance. It is important to take action as soon as possible if you have been injured in a construction accident without workers’ compensation insurance in place. Contacting a lawyer to discuss your legal options is a great first step. An experienced attorney can help you explore your available options and select the course of action that is best for you.

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