What should I do if the employer does not have the proper insurance in place for a construction accident?
If you are involved in a construction accident and your employer does not have the proper insurance in place, you can file a workers’ compensation claim with the Tennessee Department of Labor and Workforce Development. This claim allows you to receive medical expenses and lost wages as a result of your injury while on the job. If workers’ compensation does not cover the full cost of your medical treatment or wages, you may be able to bring a third-party claim. This is a legal action against any individuals or entities responsible for your injury and requires evidence of negligence or fault on the part of a third-party. You also have the option to file a negligence lawsuit against your employer and the other individuals or entities involved in the construction accident. You may be able to receive compensation for damages due to pain and suffering, disability, and lost income. It is important to consult with an experienced Tennessee construction accident attorney who can review the facts of your case to determine all potential sources of compensation. Your attorney can also help you navigate the legal process and make sure you are protected.
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