Are all employers required to have workers’ compensation insurance for construction accidents?

In Arkansas, most employers are required to carry workers’ compensation insurance in order to provide benefits for employees in the event of a construction accident. According to state law, any employer who has three or more employees is obligated to provide coverage for their workers. This includes contractors, subcontractors, and any other entity with workers on-site. If an employer does not carry workers’ compensation insurance, they may be subject to fines and other penalties. Employees who are injured in a construction accident are eligible to receive benefits under the workers’ compensation program, including payments for their medical bills and lost wages. Additionally, they may be entitled to vocational rehabilitation benefits which can help them find a job in the event that they are unable to return to their job due to their injury. Although workers’ compensation is an important safety measure for construction workers, it is still important for employers to take additional steps to prevent accidents from occurring. These steps include providing proper safety equipment, training workers on proper safety procedures, and following all applicable regulations. In short, while all employers in Arkansas are likely required to have workers’ compensation insurance, it is important that they take additional steps to ensure the safety of their employees.

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