Are all employers required to have workers’ compensation insurance for construction accidents?

Yes, all employers in California are required to have workers’ compensation insurance if they employ any type of workers. This is true even when it comes to construction accidents. This insurance provides employees with financial coverage in case of injury due to a traumatic accident or occupational illness. This means that employees who are injured at work will be able to receive medical and financial benefits, even if their employer is at fault. It also protects the employer from being sued by the injured employee, since the employee’s medical costs and lost wages will be covered by the insurance company. Workers’ compensation insurance for construction accidents is important for both employers and employees. By having this coverage in place, employers are able to provide a safe working environment and workers can have peace of mind knowing that if they suffer an injury on the job, they will be taken care of. Without workers’ compensation insurance, employers would be putting their employees at risk and unable to provide any type of financial assistance if an accident were to occur.

Related FAQs

Are all employers required to have workers’ compensation insurance for construction accidents?

Related FAQs

Related Blog Posts