Are all employers required to have workers’ compensation insurance for construction accidents?

In North Carolina, all employers are legally required to have workers’ compensation insurance for construction accidents or any other type of on-the-job injury. This insurance not only provides compensation for the medical bills and lost wages of the injured worker, but can also provide death benefits to the family of a worker killed in an accident. The workers’ compensation insurance is paid for by the employer, and covers any accidents or injuries that occur while on the job, regardless of who was at fault. It is important to note that the requirements for workers’ compensation insurance vary by state. In North Carolina, any employer with three or more employees must have workers’ compensation insurance. Employers who do not provide insurance may be subject to both civil and criminal penalties, including fines and possible jail time. Even if you are an independent contractor working on a construction project, you should still verify that the employer or owner of the property has workers’ compensation insurance. Having this insurance will protect you if you are injured in a construction accident, and ensure that you are able to receive the compensation you deserve.

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Are all employers required to have workers’ compensation insurance for construction accidents?

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