What is the process for collecting outstanding condo fees from delinquent owners?

In Oregon, the process for collecting outstanding condo fees from delinquent owners is often complicated and lengthy, and requires legal action. The first step in the process is to send a written demand for payment to the delinquent owner, requesting that the owner pay the overdue fees. If the delinquent owner fails to respond to the demand letter, the condo association can file a civil lawsuit against the owner, seeking payment of the overdue fees. During the lawsuit, the condo association must prove that the condo fees are actually delinquent and that the delinquent owner is responsible for the payment. If the condo association prevails in the lawsuit, the condo association can then obtain a judgment against the delinquent owner and attempt to collect the judgment through garnishment of wages or bank accounts. If this route is unsuccessful, the condo association may direct the court to levy a lien on the delinquent owner’s property, which prevents the owner from selling or refinancing the property until the lien is satisfied. Ultimately, if the delinquent owner fails to pay the overdue fees, the condo association may resort to foreclosure proceedings to recover the delinquent fees plus any legal costs and interest.

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