Can I be held liable for damage caused by my tenant in a condo unit?

Yes, you can be held liable for damage caused by your tenant in a condo unit if you are the owner of the unit. Generally speaking, as the owner of the condo unit, you are responsible for any damage caused by your tenant. This is true even if your lease agreement may state that the tenant is responsible for certain damages or losses. California law requires that you must carry a certain amount of insurance coverage in order to protect you from the financial consequences of liability for damage caused by your tenant. This is often referred to as rental or condo unit liability insurance. If a tenant causes any damage, then the insurer pays for the cost of repair or replacement up to the coverage limits. It is important to remember that you can be held liable for damage caused by your tenant, even if it was completely unintentional or accidental. To protect yourself from being held liable for damage, it is highly recommended that you obtain and maintain the necessary insurance coverage. It is also important to make sure that your tenants understand and follow all applicable rules and regulations regarding condo living, such as staying in designated areas, not making excessive noise, and minimizing the risk of damage.

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