What is a garnishment?

A garnishment is a legal procedure used by creditors to obtain payment on a debt from someone who is indebted to them. In Texas, creditors can use this process to collect money owed to them by a debtor. A garnishment is a court order that requires the debtor’s employer to withhold a portion of their wages or salary and send it to the creditor. This amount is usually a percentage of the debtor’s gross income, not to exceed 25%. The creditor is then able to collect the money and use it to pay the debt that is owed to them. There are some restrictions in place when it comes to garnishment in Texas. For example, the debtor must be served notice of the garnishment and they have the right to challenge the garnishment in court. Also, landlords and lien holders cannot be garnished in Texas. Garnishment in Texas is also subject to ceilings, which means that the debtors wages cannot be garnished for an amount that exceeds a certain percentage of their disposable wages. The percentage is calculated based on the number of dependents the debtor has, according to guidelines set by the state. Garnishment is a powerful tool that creditors can use to obtain payment from the debtors that owe them money. It can be used when all other attempts to obtain payment have failed. It is important to note, however, that the debtor has the right to challenge the garnishment in court.

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What is a garnishment?

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