What is a non-dischargeable debt?

A non-dischargeable debt is a debt that cannot be forgiven in bankruptcy proceedings. In California, certain types of debts are not eligible for discharge by filing bankruptcy, meaning that the debtor is obligated to pay the debt even after they receive a bankruptcy discharge. This type of debt is called a non-dischargeable debt. Examples of non-dischargeable debts in California include: child support payments, alimony payments, most taxes, most student loans, and any debt obtained through fraud. Non-dischargeable debts are typically those that are deemed to be of a priority to other creditors and the government. This means that the debtor must pay off these debts first before any other debts. On top of that, creditors usually have a right to collect these debts even after the bankruptcy proceedings are completed. As a result, it is important to understand what type of debt is non-dischargeable before filing for bankruptcy in California.

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