What is a non-dischargeable debt?
A non-dischargeable debt is a type of debt that cannot be completely eliminated through the bankruptcy process. In Washington, certain types of debts are considered non-dischargeable, meaning that the debtor must still pay the debt, even if they file for bankruptcy. These types of debts include: child support and alimony payments, certain taxes, student loans, debts incurred through fraud, and certain other types of government debt. Non-dischargeable debts must be paid by the debtor, even after they have filed for bankruptcy. The court will require the payment of these non-dischargeable debts before allowing the debtor to be discharged from all their other debts. This means that, even though the debtor is permitted to eliminate many of their debts, they are still obligated to repay the non-dischargeable debt. Non-dischargeable debts are an important part of creditors rights law, as they allow creditors to still collect the money they are owed, even when a debtor has filed for bankruptcy. This helps to protect the interests of creditors from debtors who may not be able to pay their debts, but whose debt can still be recovered and paid to the creditor.
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