What is a discharge order?

A discharge order is a court order in Washington that prohibits a creditor from taking any further action to collect a debt from a debtor. This means that the creditor cannot attempt to collect money from the debtor, contact or harass the debtor, or file a lawsuit against the debtor. A discharge order also prevents creditors from using certain enforcement measures, such as seizing property or garnishing wages, to collect a debt once it has been discharged. A discharge order is issued by either a court or the Federal Trade Commission (FTC). A court or FTC will issue a discharge order when the debtor is unable to pay back their debt or has filed for bankruptcy. In these cases, the debtor is relieved from the obligation to pay back their debt any further. Once a discharge order has been issued, the debtor is considered to have no legal responsibility to pay back their debt and the creditor can no longer seek to collect the debt from them. However, the creditor may still be entitled to receive some of the assets of the debtor as part of their bankruptcy process. In summary, a discharge order is a court order in Washington that prevents creditors from taking any action to collect a debt from a debtor once it has been discharged. The debtor is relieved from the obligation to pay back their debt and the creditor cannot attempt to collect the debt from them.

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