How can I keep track of my credit score?
Keeping track of your credit score is important to ensure your financial health stays healthy. Taking the necessary steps to monitor your credit score in California is easy. First, you should check your credit report for free once a year from each of the three major credit bureaus: Experian, Equifax, and TransUnion. By law, you can obtain a free copy of your credit report once a year from each of these agencies. You can request these reports by visiting their website, calling them, or writing to their address. Second, you can also sign up for a subscription service to monitor your credit score more frequently. Services such as Credit Karma and Credit Sesame provide up to date access to your credit score and credit report, as well as giving you tips to improve your credit. These services provide you with a secure way to monitor your credit score. Finally, you should also keep a track of activity on your accounts with your bank and credit card companies. Set alerts to notify you of any fraudulent activity. This will help you stay aware of any potential issues and allow you to act quickly if there is an issue. By taking these steps, you are ensuring that you are tracking your credit score and keeping your financial health in the best shape possible. Credit repair law in California gives you the power to dispute any inaccuracies on your credit report. Keeping track of your credit score allows you to be aware of any changes and gives you the opportunity to take advantage of credit repair opportunities.
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