How can I keep track of my credit score?

The most important step you can take to keep track of your credit score is to monitor your credit report regularly. Checking your credit report is a good way to identify and correct errors and address any suspicious activity. Plus, it’s free! You can access your credit report for free at annualcreditreport.com, a service of the three national credit reporting companies (Equifax, Experian, and TransUnion). The website allows you to choose one of the three bureaus, view your information and receive an updated credit report every 12 months. In the state of Washington, you can also contact the Washington State Office of the Attorney General to get one free credit report each year. It’s also important to regularly monitor activity on your account and look for any strange activity. You can do this by signing up for alerts from your bank and credit card companies. These alerts will notify you of any purchases or account changes like a change of address. Finally, it’s wise to keep tabs on your credit score over time. You can do this by signing up for a credit monitoring service. Credit monitoring services allow you to track changes to your credit report and monitor your credit score. Some services also provide personalized advice on how to improve your credit score.

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