How often should I check my credit score to make sure it’s accurate?

Most experts recommend that you check your credit score at least once a year. This will help you to ensure that any changes to your credit history are accurate and that there is no fraudulent activity. Checking your credit score regularly helps you stay on top of any inaccuracies, as well as any attempts to steal your identity. In California, the Credit Repair Law states that consumers are entitled to review their credit report for free once a year through the credit bureaus. Consumers may also be able to access their credit score for a fee. Checking your credit score is especially important if you are planning to take out a loan or make a major purchase. Inaccuracies may affect your credit rating, so it’s important to make sure that your credit history is up to date and accurate. You should also check your credit score if you notice any unauthorized activity on your credit report, such as purchases that you did not make. If you see anything suspicious, it is important to report it to the credit bureaus as soon as possible. The Credit Repair Law in California also states that consumers have a right to dispute any inaccurate information on their credit reports. Overall, checking your credit score at least once a year is recommended to make sure that it is accurate and that there is no fraudulent activity affecting your rating. Additionally, if you notice any discrepancies on your report, you should act quickly to resolve them.

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How often should I check my credit score to make sure it’s accurate?

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