How often should I check my credit score to make sure it’s accurate?

It is important to regularly check your credit score to make sure it is accurate and up to date. In the state of Massachusetts, you should regularly monitor your credit score at least once per year. This is especially important if you are working to improve your credit score or if you notice any irregular changes in your credit report. By understanding what goes into your credit score, you can identify if there may be errors or if any suspicious activity has been reported. For example, if you notice any unexpected drops in your overall credit score, it could mean that someone has made a fraudulent transaction on your account. This could be a sign of identity theft or other fraud activity. When checking your credit report, you should look over all your information, including all accounts, loans, and credit cards that are listed. Be sure to contact the credit agencies if you find any incorrect information. The credit agencies are required to investigate and correct any mistakes, as well as remove any negative items that are not accurate. By checking your credit report regularly, you can help ensure that your credit score is accurate and up to date. This will help you make better financial decisions and may even help you qualify for lower interest rates. In addition, it is important to monitor your credit closely if you intend to apply for a loan, as your credit score directly impacts the terms and conditions of your loan.

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How often should I check my credit score to make sure it’s accurate?

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